₹1 Crore Insurance Sirf ₹500 Mein — Sapna Nahi, Haq Hai
Term Insurance Kya Hota Hai?
Term insurance ek aisa plan hota hai jisme:
Aap ek fixed amount ka premium monthly ya yearly bharte hain
Agar aapki death policy duration ke dauraan ho jaati hai, toh aapke nominee (family member) ko full insurance cover milta hai — bina kisi dikkat ke
Agar policy period ke baad aap zinda hain, toh koi maturity benefit nahi milta (isliye isse "pure insurance" kaha jaata hai)
Kya Ye Sabke Liye Sahi Hai?
Agar aap:
25 se 40 saal ke beech hain
Family ke liye sole earner hain
Apni monthly income ka 5–10% insurance mein laga sakte hain
Toh term insurance plan lena ek smart decision hai.
Yeh un logon ke liye best hai jo:
Kam premium mein high coverage chahte hain
Apne family ko long-term financial protection dena chahte hain
Policy ke saath kisi investment ya return ki expectation nahi rakhte
✅ Term Plan Lete Waqt In Baaton Ka Dhyan Rakhein:
Company ki Claim Settlement Ratio dekhein (90%+ ho toh best)
Policy duration kam se kam 60 saal tak lein
Riders add karein (jaise Accidental Death, Critical Illness)
Sab documents aur health details truthfully bharein
❤️ Kyun Zaroori Hai?
Insurance lena matlab yeh maanna ki:
“Main chahta hoon ki mere baad bhi, meri family kabhi pareshani mein na aaye.”
Har saal crores of rupees ka insurance claim settle hota hai. Lekin fir bhi, kai families bina insurance ke rehti hain — sirf isliye kyunki unhone socha:
"Kal kisne dekha hai?"
Lekin agar aap aaj thoda soch samajh kar ek decision lete hain, toh aap apne parivaar ke liye ek safety shield create kar rahe hain.
Ant Mein Bas Itna Hi:
Insurance lena sirf ek financial product kharidna nahi hai —
Yeh ek emotion hai, responsibility hai, aur pyaar ka saboot hai.
Agar aap ₹500/month kharch karke apni family ko ₹1 crore ka sahara de sakte hain,
toh shayad isse achha return aur koi nahi ho sakta.
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