Family Ke Liye Best Life Insurance Kaise Chunein? 5 Simple Tips”
Jab hum apne ghar ka monthly budget banate hain, toh sabse pehle hum kharche, EMI, school fees jaise zarurat ki cheezon ko priority dete hain. Lekin ek cheez jo hum bhool jaate hain — life insurance. Insurance lena sirf paisa bachana nahi, balki apne parivaar ke future ko secure karna hai. Lekin problem yeh hai ki market mein 100 se zyada insurance plans hain. Sab ke terms alag hain, benefits alag hain. Toh fir kaise decide karein ki kaunsa plan best hai? ✅ 1. Apni Zarurat Samjhein (Need Analysis) Sabse pehle yeh sochiye ki aapke upar kitne log depend karte hain? Parents? Wife aur bache? Kitna loan hai? Yeh sab calculate karke aapko pata chalega ki aapko kitne coverage ki zarurat hai — ₹25 lakh, ₹50 lakh ya ₹1 crore? ✅ 2. Term Plan Chunein – Simple aur Sasta Agar aap investment nahi chahte, sirf protection chahte hain, toh term insurance plan best hai. Kam premium High cover Long-term safety ✅ 3. Claim Settlement Ratio Check Karein Policy lene se pehle company ka claim sett...